PB&Js and Your Wallet by Travis Evans
January 14, 2009, 12:31 pm
Filed under: Culture, Finances


By: Travis Evans

Everybody likes a good peanut butter and jelly sandwich (if not you may need to go here), but what if that good ol’ PB&J could save you money? Well, it doesn’t magically work. In fact, the PB&Js alone won’t actually save you anything, except from going hungry.

The daily savings of brown-bagging my lunch was about $5 per day. That’s $5 times 21 working days per month, or about $105 savings per month, which is good in and of itself. But if I had not been intentional about it, the $105 that I saved would have gotten lost in the shuffle and spent in some other way. That’s when I developed the Index Card System. The Index Card System ensures that the money we intentionally save by means of brown-bagging our lunch, or any method of cost saving, gets redirected purposefully. (Bill Provenzano, MONEYMatters, pp. 14-16)

Read the entire article From Small Beginnings to Great Endings here.